Tuesday, July 16, 2024

Senator J.D. Vance: Donald Trump's Pick for Vice President


Introduction

On Monday, former President Donald Trump announced that Senator J.D. Vance of Ohio would be his running mate in the upcoming election. This decision marks a significant turning point in their political relationship, as Vance, once a critic of Trump, has become one of his most loyal allies. This move also makes Vance the first millennial to be part of a major-party ticket, addressing the concerns about the advanced age of America’s political leaders.

J.D. Vance


J.D. Vance's Background

Early Life and Education

J.D. Vance, born James David Vance, grew up in Middletown, Ohio, a town that would later become a focal point in his bestselling memoir, “Hillbilly Elegy.” His early life was marked by the challenges faced by many in the Appalachian region, including economic hardship and family instability. Vance went on to attend Ohio State University, where he earned a degree in political science and philosophy, before graduating from Yale Law School.

Military Service

Before his academic achievements, Vance served in the United States Marine Corps, where he was deployed to Iraq. His military service played a crucial role in shaping his worldview and leadership qualities, which he later brought into his political career.

Career in Law and Investment

After law school, Vance worked at a prestigious law firm and later transitioned into the investment sector. He joined Mithril Capital, a Silicon Valley investment firm, where he gained valuable experience in business and finance. This diverse professional background provided Vance with a unique perspective on the economic issues facing America.

Rise to Prominence

"Hillbilly Elegy" and Its Impact

Vance gained national recognition with his 2016 memoir, “Hillbilly Elegy: A Memoir of a Family and Culture in Crisis.” The book delves into the socioeconomic struggles of Appalachian communities, shedding light on the broader issues of poverty and addiction. The memoir was both a commercial success and a cultural touchstone, eventually being adapted into a film directed by Ron Howard in 2020.

Entry into Politics

The success of “Hillbilly Elegy” catapulted Vance into the political spotlight. He leveraged his newfound fame to advocate for policies addressing the opioid crisis and economic revitalization. In 2022, Vance ran for and won a seat in the United States Senate, representing Ohio. His campaign was heavily influenced by his support for Trump’s “Make America Great Again” agenda.

Senate Career

Key Legislative Efforts

As a senator, Vance has been active in pushing forward significant legislation. He has been particularly focused on issues related to trade, foreign policy, and immigration, aligning closely with Trump’s policy positions. Vance has also been a vocal advocate for economic policies aimed at revitalizing struggling American communities.

Bipartisan Collaborations

Despite his strong partisan stance, Vance has shown a willingness to work across the aisle. He has partnered with Ohio’s senior senator, Democrat Sherrod Brown, on several initiatives, including securing funding for a $20 billion Intel chip facility and introducing rail safety legislation following a derailment in East Palestine, Ohio. These efforts demonstrate Vance’s ability to collaborate for the benefit of his constituents.

Relationship with Donald Trump

From Critic to Ally

Vance’s relationship with Trump has evolved significantly over the years. Initially, Vance was a vocal critic of Trump, once calling him “a total fraud” and “America’s Hitler.” However, as Trump’s influence within the Republican Party grew, Vance shifted his stance. He began to praise Trump’s presidency and adopted many of his policy positions, a transformation that played a crucial role in securing Trump’s endorsement during Vance’s 2022 Senate campaign.

Endorsement and Support

Trump’s endorsement was pivotal for Vance’s political career. It helped him secure victory in a competitive Republican primary and solidified his status as a rising star within the party. Vance has since become one of Trump’s most loyal defenders, frequently appearing in conservative media to support Trump’s policies and criticize his opponents.

Selection as Vice Presidential Candidate

Trump's Announcement

In a post on his Truth Social network, Trump announced his decision to select Vance as his running mate, stating, “After lengthy deliberation and thought, and considering the tremendous talents of many others, I have decided that the person best suited to assume the position of Vice President of the United States is Senator J.D. Vance of the Great State of Ohio.” This announcement underscores Trump’s focus on loyalty and policy alignment in choosing his vice-presidential candidate.

Vance's Qualifications

Vance’s qualifications for the vice-presidential role include his military service, legal and investment career, and legislative experience. His background and political stance make him a strong candidate to support Trump’s agenda and appeal to a broad base of voters, particularly those concerned about economic and social issues.

Political Stances and Controversies

Views on Trump and MAGA Agenda

Vance has been a staunch supporter of Trump’s “Make America Great Again” agenda. He advocates for tough immigration policies, trade protections, and a strong national defense. His positions have resonated with many conservative voters, but they have also attracted criticism from opponents who view his policies as divisive.

Election Integrity and January 6

One of the most controversial aspects of Vance’s political stance is his view on the 2020 election and the events of January 6, 2021. Vance has questioned the integrity of the 2020 election and has suggested that, if he had been vice president on January 6, he would have encouraged states to submit multiple slates of electors. This stance contradicts the findings of numerous judges, election officials, and even Trump’s own attorney general, who found no evidence of widespread voter fraud.

Recent Challenges

Assassination Attempt on Trump

Vance’s selection as Trump’s running mate comes at a turbulent time. Recently, there was an assassination attempt on Trump at a rally, which has heightened security concerns and intensified discussions about political rhetoric and the responsibilities of public figures.

Vance's Response and Criticism

In response to the assassination attempt, Vance suggested that President Joe Biden was to blame for the violence, a statement that drew significant criticism. Law enforcement has not confirmed a motive for the shooting, and Vance’s comments have been seen as politically charged and inflammatory.

Personal Life

Family Background

Vance’s personal life and family background have been a central theme in his memoir and political narrative. He often speaks about the influence of his grandparents and his experiences growing up in a working-class family. These personal stories have helped him connect with voters who face similar struggles.

Public Perception and Criticism

While Vance has garnered substantial support, he has also faced criticism. Some view his memoir as oversimplifying the complexities of rural life and failing to adequately address issues of race and systemic inequality. Additionally, his shift from Trump critic to ally has been seen by some as politically opportunistic.

Conclusion

Senator J.D. Vance’s selection as Donald Trump’s running mate marks a significant development in the 2024 presidential race. His background, political stances, and relationship with Trump position him as a prominent figure in American politics. As the campaign progresses, Vance’s ability to navigate the challenges and controversies he faces will be crucial in shaping the outcome of the election.

FAQs

  1. Who is J.D. Vance? J.D. Vance is a U.S. Senator from Ohio, author of the memoir “Hillbilly Elegy,” and Donald Trump’s pick for Vice President in the 2024 election.
  2. What is “Hillbilly Elegy”? “Hillbilly Elegy” is a memoir by J.D. Vance that explores his upbringing in Appalachian Ohio and delves into the socioeconomic struggles of the region.
  3. Why did Trump choose Vance as his running mate? Trump chose Vance for his loyalty, policy alignment, and his ability to appeal to a broad base of voters concerned about economic and social issues.
  4. What are Vance’s political stances? Vance supports Trump’s “Make America Great Again” agenda, advocating for tough immigration policies, trade protections, and a strong national defense.
  5. What controversies has Vance faced? Vance has faced criticism for his views on the 2020 election, his transformation from a Trump critic to a loyal supporter, and his response to the recent assassination attempt on Trump.

Monday, July 8, 2024

How to Determine if You are Holding Overvalued Stocks: Analyzing the PE Ratio

 



Investing in the stock market can be both exciting and daunting. One crucial aspect of making informed investment decisions is understanding the concept of the Price-to-Earnings (PE) ratio. This metric helps investors determine whether a stock is overvalued or undervalued. In this article, we'll dive into the PE ratio, how to use it effectively, and what other factors to consider when evaluating stocks.

Understanding the PE Ratio

What is the PE Ratio?

The Price-to-Earnings (PE) ratio is a valuation metric used to measure a company's current share price relative to its per-share earnings. The formula is straightforward:

PE Ratio=Market Price per ShareEarnings per Share (EPS)\text{PE Ratio} = \frac{\text{Market Price per Share}}{\text{Earnings per Share (EPS)}}

Interpreting the PE Ratio

A PE ratio of 10, for instance, means that you are paying ₹10 for every ₹1 of earnings the company generates. Essentially, it would take 10 years for the company to earn back the amount you paid for the stock, assuming constant earnings.

Types of PE Ratios

Trailing PE Ratio

This ratio uses the earnings from the previous 12 months. It gives a historical perspective on the company's earnings.

Forward PE Ratio

This ratio uses projected earnings for the next 12 months. It provides an estimate based on future earnings expectations.

Using PE Ratios to Evaluate Stocks

High PE Ratio

A high PE ratio might indicate that a stock is overvalued. Investors are willing to pay a premium because they expect high growth rates in the future. However, if the growth expectations are not met, the stock price could decline.

Low PE Ratio

A low PE ratio might suggest that a stock is undervalued or that the company is experiencing difficulties. It can also indicate that the market has low expectations for the company's future growth.

Industry Comparison

PE ratios should be compared within the same industry. Different industries have different average PE ratios due to varying growth rates and risk levels.

Case Study: HDFC Bank

HDFC Bank's PE Ratio

As of the time of analysis, HDFC Bank's PE ratio was around 19.6. Generally, a PE ratio below 25 is considered inexpensive. However, this is not a strict rule.

Historical Context

For example, Nestlé has historically had a high PE ratio. Since 2009, its PE has been around 38, indicating strong growth expectations. Investors need to consider whether a high PE ratio is justified by the company's growth potential.

Evaluating Micro Caps and Small Caps

Micro Caps: Nandan Denim Example

For micro-cap companies like Nandan Denim, a high PE ratio might not be as concerning as for larger firms. The key is to evaluate the company's growth potential.

Growth Potential

Micro caps can grow their revenues or profits significantly in a short period. For instance, a company generating ₹10 crores in revenue can potentially double its earnings rapidly, making the PE ratio less relevant.

Key Considerations Beyond the PE Ratio

Earnings Growth

Focus on the company's future earnings growth. A stock with a high PE ratio might still be a good investment if its earnings are expected to grow significantly.

Industry Analysis

Understand the industry in which the company operates. Is it a high-growth industry? Does the company have a competitive advantage?

Promoter Holding

Analyze the promoter's holding and their history. Are they credible? Why are they selling or buying shares?

Technical Analysis

Look at the stock's price movement history. For instance, higher trading volumes might indicate strong investor interest.

Risk Management

Diversification

Diversify your investments to manage risk. Don't put all your money into a single stock, especially if it's a micro-cap or small-cap company.

Research

Conduct thorough research before investing. Look into the company's fundamentals, industry position, and growth potential.

Conclusion

Understanding the PE ratio and how to use it is essential for making informed investment decisions. While the PE ratio is a valuable tool, it's not the only factor to consider. Evaluate the company's earnings growth, industry context, promoter credibility, and technical indicators. By taking a comprehensive approach, you can better determine whether a stock is overvalued or undervalued and make smarter investment choices.

FAQs

1. What is a good PE ratio for a stock?

There is no one-size-fits-all answer. A good PE ratio depends on the industry average, the company's growth potential, and other factors. Generally, a PE ratio below 25 is considered inexpensive, but it's essential to analyze the context.

2. How do I calculate the forward PE ratio?

The forward PE ratio is calculated by dividing the current market price by the projected earnings per share for the next 12 months.

3. Should I sell a stock with a high PE ratio?

Not necessarily. A high PE ratio indicates high growth expectations. If you believe the company will meet or exceed these expectations, it might still be a good investment.

4. How important is the PE ratio in stock analysis?

The PE ratio is important but should not be the sole factor in your decision-making process. Consider other metrics such as earnings growth, industry position, and promoter credibility.

5. What other ratios should I consider besides the PE ratio?

Other useful ratios include the Price-to-Book (PB) ratio, Dividend Yield, Return on Equity (ROE), and Debt-to-Equity ratio. Each provides different insights into a company's financial health and valuation.

Sunday, June 16, 2024

Arundhati Roy at the Azaadi - The Only Way ahead' conference in New Delhi 21st october 2010



 The Complex Issue of Kashmir: A Deep Dive

Introduction

Kashmir, often described as paradise on earth, has been at the center of a territorial dispute between India and Pakistan since 1947. The region's beauty is overshadowed by a prolonged conflict that has led to significant political and social turmoil. This article explores the multifaceted aspects of the Kashmir issue, providing historical context, perspectives from involved parties, and potential paths towards resolution.

Background of the Kashmir Issue

The conflict over Kashmir dates back to the partition of British India into India and Pakistan in 1947. Both nations claim the region in full but control only parts of it. The dispute has led to several wars and continuous military tension between the two nuclear-armed neighbors.

Historical Context

Kashmir was a princely state under British rule, and its decision to accede to India was made by Maharaja Hari Singh amidst an invasion by tribal militias from Pakistan. This accession is the root cause of the ongoing conflict, as Pakistan did not accept the legitimacy of the decision.

The Role of the UN

The United Nations intervened early in the conflict, proposing resolutions that called for a plebiscite to determine Kashmir's future. However, the plebiscite never took place, leading to a prolonged state of uncertainty and conflict.

India's Stance on Kashmir

India considers Kashmir an integral part of its territory, citing the Instrument of Accession signed by Maharaja Hari Singh. The Indian government maintains that Kashmir is crucial for its secular and democratic fabric.

Pakistan's Perspective

Pakistan argues that Kashmir, with its Muslim-majority population, should have been part of Pakistan as per the two-nation theory that led to the creation of the two countries. Pakistan continues to support the Kashmiri right to self-determination.

Voices from Kashmir

The people of Kashmir have diverse opinions and aspirations. While some support accession to Pakistan, others advocate for independence. The presence of Indian military forces and insurgent activities have deeply affected the civilian population, leading to widespread human rights violations.

Political and Social Dynamics

Kashmir's politics are complex, influenced by local, national, and international factors. The region has seen fluctuating levels of autonomy, political representation, and governance, often leading to disillusionment and unrest among its people.

Militancy and Insurgency

Since the late 1980s, Kashmir has witnessed a rise in militancy, with various groups fighting for independence or merger with Pakistan. This has resulted in a heavy military presence and frequent clashes, exacerbating the plight of ordinary Kashmiris.

Human Rights Concerns

Human rights violations have been reported on both sides of the conflict. These include extrajudicial killings, enforced disappearances, torture, and restrictions on freedom of expression. International human rights organizations have called for investigations and accountability.

Kashmiri Pandits' Plight

The exodus of Kashmiri Pandits, a Hindu minority, from the valley in the 1990s due to threats and violence is a tragic aspect of the conflict. Their displacement remains a sensitive issue, with calls for their safe return and rehabilitation.

Role of Media and Propaganda

Media plays a significant role in shaping perceptions of the Kashmir conflict. Both Indian and Pakistani media often present biased narratives, while international media coverage varies. Propaganda and misinformation add to the complexity of the issue.

International Reactions

The international community's response to the Kashmir conflict has been mixed. While some countries and organizations call for dialogue and peaceful resolution, others remain neutral or side with either India or Pakistan based on their geopolitical interests.

Possible Solutions and Dialogues

Resolving the Kashmir issue requires sustained dialogue involving India, Pakistan, and the Kashmiri people. Confidence-building measures, autonomy for Kashmir, and respect for human rights are essential steps towards a peaceful resolution.

Justice and Equality for All

Justice is a crucial component of resolving the Kashmir issue. It involves acknowledging and addressing the grievances of all affected communities, ensuring that any solution is inclusive and respects the rights of all individuals.

Conclusion

The Kashmir conflict is a complex and deeply rooted issue that requires a nuanced understanding and a commitment to justice and equality. While the road to peace is challenging, it is imperative for the stability and prosperity of the entire region.

FAQs

  1. Why is Kashmir disputed between India and Pakistan? Kashmir is disputed due to historical claims and the region's strategic significance, with both countries claiming it in full.

  2. What is the current status of Kashmir? Kashmir is divided between India and Pakistan, with each administering parts of the region. India revoked the special status of its administered part in 2019.

  3. What are the main grievances of the Kashmiri people? Grievances include political disenfranchisement, human rights abuses, and a lack of economic opportunities.

  4. How can the Kashmir conflict be resolved? A resolution requires dialogue, confidence-building measures, and respect for human rights, involving all stakeholders.

  5. What is the role of the international community in the Kashmir issue? The international community can facilitate dialogue, provide humanitarian assistance, and ensure that human rights are respected.


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Harry Brook, Jonny Bairstow Rescue Act Keeps England Alive

 

Harry Brook and Zane Green walk off as the rain returns


After Agonising Rain Delay, Defending Champions Overcome Early Stumble Against Namibia

England 122 for 5 (Brook 47*, Bairstow 31) beat Namibia 84 for 3 (van Lingen 33, Wiese 26) by 41 runs (DLS method).

Watching rain fall might not sound thrilling, but for England, the wait to start their final group match against Namibia was nerve-wracking. England's eventual victory by 41 runs in a match reduced to 10 overs per side in Antigua on Saturday was a huge relief for the defending champions.

Must-Win Situation for England

A win was imperative for England to stay in contention for the Super Eight phase, but they first had to get on the field. After a three-hour delay, Namibia won the toss and chose to bowl. England had to beat Namibia and then hope for an Australian victory over Scotland to progress from Group B.

Rain Delays and Match Reduction

Persistent showers before the scheduled start delayed the match. Just as the covers were about to be lifted, torrential downpour returned. Eventually, play began at 4 pm local time, reduced to 11 overs per side, and then further reduced to 10 overs due to another brief rain interruption with England at 82 for 3 after eight overs.

Brook and Bairstow Steady England

Harry Brook's unbeaten 47 off 20 balls and Jonny Bairstow's 31 off 18 steadied England from a precarious 13 for 2. The pair shared a 56-run stand for the third wicket, lifting England to 122 for 5. With Namibia needing a DLS-adjusted target of 126, England's bowlers restricted them effectively, securing a comfortable victory after a torturous wait.

Namibia's Dream Start, England's Nightmare

David Wiese conceded just a single run in the first over on a challenging wicket, testing openers Jos Buttler and Phil Salt. Ruben Trumpelmann then removed Buttler for a four-ball duck with a brilliant inswinger. It took England 10 balls to score their first boundary, with Salt hitting Trumpelmann for two consecutive fours. Wiese returned and had Salt caught behind off a knuckle ball, leaving England in trouble at 13 for 2 inside three overs.

Bairstow Unleashes

Left-arm spinner Bernard Scholtz faced Bairstow's onslaught in the fourth over, being reverse-swept for four and then hit for six. Bairstow survived a scare when he skied a ball but it fell safely. Brook joined in with a powerful six and a four, bringing England's fifty off 34 balls. Bairstow continued with another six off Erasmus, setting a solid platform before he was caught for 31 off 18 balls.

Brook in Action

After another rain delay reduced the match to 10 overs, Brook and Moeen Ali had 12 balls to set a challenging target. They scored 19 runs off the penultimate over, with Brook hitting 4, 6, and 4. Moeen scored 16 off six balls, and Liam Livingstone hit two sixes before being run out on the last ball, clutching his side in discomfort, raising concerns over his fitness.

Namibia's Chase

Reece Topley bowled a tight opening over in Namibia's chase, conceding only two runs. England's bowlers kept Namibia's scoring in check. Nikolaas Davin retired out on 18 off 16 to make way for the experienced Wiese. Wiese hit Curran for a four and then back-to-back sixes off Rashid, but Namibia needed 55 off the last two overs. Van Lingen was caught by Brook off Jordan, and Wiese was also caught by Brook off Archer in the final over. Wiese's departure marked an international farewell, with handshakes from England players, capping off his career with Namibia after transferring allegiance from South Africa in 2021.

Teams:

South Africa: Quinton de Kock (wk), Reeza Hendricks, Aiden Markram (c), Tristan Stubbs, Heinrich Klaasen, David Miller, Marco Jansen, Tabraiz Shamsi, Kagiso Rabada, Ottneil Baartman, Anrich Nortje.

Namibia: Kushal Bhurtel, Aasif Sheikh (wk), Anil Sah, Rohit Paudel (c), Kushal Malla, Dipendra Singh Airee, Sompal Kami, Gulsan Jha, Karan KC, Sandeep Lamichhane, Abinash Bohara.

Despair for Nepal as South Africa Remain Unbeaten with Final-Ball Triumph

 Nepal Knocked Out of the ICC Men's T20 World Cup as South Africa Maintain Their Unbeaten Status in a Thriller

South Africa vs Nepal, Scorecard

South Africa Overcome Spirited Nepal to Secure a Thrilling Win | Match Highlights | T20WC 2024

The Proteas clinched victory by a single run.

Heinrich Klaasen executed a run-out from the final delivery, ensuring South Africa's unbeaten streak at the ICC Men's T20 World Cup and dashing Nepal's hopes of advancing to the Super Eights with a thrilling one-run victory in St Vincent on Friday.

Nepal needed two runs from the last ball to keep their Super Eights hopes alive. However, Klaasen's calm and precise run-out of Gulsan Jha at the non-striker's end prevented a potential Super Over.

It was a heartbreaking end for Nepal, who had been the stronger team for much of the contest. Their spinners were exceptional, restricting South Africa to 115/7, and their top-order batsmen seemed on course with 85/2 in the 14th over, keeping the required run rate within reach.

However, South Africa's Tabraiz Shamsi (4/19) shifted the momentum with his crucial spell, while pacers Anrich Nortje (1/27) and Ottneil Baartman (0/20) maintained their composure in the final two overs, ultimately denying Nepal their first-ever win over a full ICC member side.

South Africa will need to elevate their performance in the next tournament phase to compete with the top teams, as they were not at their best against Nepal.

Opener Reeza Hendricks (43) was the only South African to spend significant time at the crease, while Tristan Stubbs (27* off 18 balls) was the sole batter with a strike rate over 100. Nepal's spinners dominated, limiting South Africa to a modest total.

Kushal Bhurtel (4/19) and Dipendra Singh Airee (3/21) claimed seven wickets between them. Nepal's chase seemed in control until Shamsi's late intervention left eight runs required from the final over.

Gulsan Jha found the boundary on the third ball of the last over, but Klaasen's game-winning run-out at the end secured South Africa's victory.





Relive the Final Over from the South Africa-Nepal Thriller | T20WC 2024

Gulsan Jha nearly pulled off a win.

Teams:

South Africa: Quinton de Kock (wk), Reeza Hendricks, Aiden Markram (c), Tristan Stubbs, Heinrich Klaasen, David Miller, Marco Jansen, Tabraiz Shamsi, Kagiso Rabada, Ottneil Baartman, Anrich Nortje

Nepal: Kushal Bhurtel, Aasif Sheikh (wk), Anil Sah, Rohit Paudel (c), Kushal Malla, Dipendra Singh Airee, Sompal Kami, Gulsan Jha, Karan KC, Sandeep Lamichhane, Abinash Bohara

Bollywood's Khans Won't Sacrifice Animals on Bakrid, Say 'Will Celebrate Bloodless Festival'



KRK Post on Bloodless Eid-ul-Adha: In Islam, the festival of sacrifice is 'Eid-ul-Adha', commonly known as the festival of sacrifice. This festival will be celebrated nationwide on June 17. Prior to this, KRK has made a statement.


KRK to Celebrate Bloodless Eid-ul-Adha

Kamaal Rashid Khan, also known as KRK, often shares his views on social media. Although his film career didn't take off, his active presence on social media keeps him in the spotlight. This time, KRK has made a statement regarding 'Eid-ul-Adha' that has upset many social media users.

KRK's Statement:

Recently, KRK tweeted, "I will not celebrate 'Eid-ul-Adha' by sacrificing any animals. I will celebrate this Eid bloodlessly." Along with this, he tagged Eid celebration and 'Eid-ul-Adha'.

Following this statement, there have been mixed reactions on social media. Some people are praising his decision, while others are expressing their displeasure.

KRK's Influence on Social Media:

KRK has always been active on social media. His candid statements often lead to him being trolled, but he has always maintained that being trolled doesn't affect him.

KRK's Career:

Kamaal Rashid Khan has acted in several Bollywood films that flopped at the box office. He has also done a few Bhojpuri films, but his career was not successful. For the past several years, KRK has been running a YouTube channel and remains active on social media. Through this platform, he candidly expresses his views on various issues.

Conclusion:

KRK's statement about celebrating a bloodless Eid is undoubtedly a bold step. This statement goes against traditional Islamic beliefs, and it will be interesting to see what further reactions it garners in the coming days.

Understanding the Threat of Radical Islam in the West


Introduction

In recent years, the issue of radical Islam has increasingly dominated discussions in Western societies. Concerns about the integration of Muslim immigrants and the preservation of Western values have sparked intense debates. This article delves into the impact of radical Islam on Western societies, exploring the historical context, the role of politicians, and potential solutions to this pressing issue.

Understanding Radical Ideologies

Radical ideologies, particularly those stemming from a strict interpretation of Islam, pose significant challenges to Western societies. These ideologies often conflict with the democratic principles and human rights that underpin Western civilizations.

The Evolution of Western Civilizations

Western civilization, often hailed as one of the greatest in human history, has evolved through centuries of cultural, political, and social advancements. However, it now faces a new challenge: the rise of radical ideologies that threaten its core values.

Political Decisions and Their Consequences

Western politicians have played a crucial role in shaping the current landscape. Policies of open borders and multiculturalism, intended to promote diversity, have sometimes inadvertently allowed radical ideologies to take root.

Rise of No-Go Zones

One alarming development has been the emergence of so-called "no-go zones" in several European countries. These areas, predominantly inhabited by Muslim immigrants, have become enclaves where Western laws and values are often disregarded.

Debate on Integration and Multiculturalism

The debate between integration and multiculturalism is central to understanding the challenges faced by Western societies. While integration advocates for assimilation into the host culture, multiculturalism promotes the coexistence of multiple cultures within a single society. Both approaches have their merits and drawbacks, but the failure to strike a balance has led to tensions.

Ex-Muslims

Ex-Muslims, those who have left the Islamic faith, often provide valuable insights into the radical ideologies within Islam. Their experiences highlight the internal struggles and dangers associated with leaving the faith, as well as the broader implications for society.

Secular/Liberal Muslims

Secular or liberal Muslims, sometimes referred to as "lipstick Muslims," hold a romanticized view of Islam. They believe in a more progressive interpretation of the faith, often clashing with the more conservative or radical elements within their communities.

Islamist Muslims

Islamist Muslims are those who seek to establish Islamic rule through propaganda and deception. They pose a significant threat as they work to subtly influence and ultimately dominate Western societies.

Jihadi Muslims

The most dangerous category, Jihadi Muslims, actively seek to conquer the world through force. Groups like ISIS and the Taliban fall into this category, using violence to achieve their goals.

Impact on Western Values

The infiltration of radical ideologies threatens the very fabric of Western values, including democracy, freedom of speech, and gender equality. The increasing presence of these ideologies has led to cultural clashes and heightened security concerns.

France, Germany, Belgium, Sweden, UK

Countries like France, Germany, Belgium, Sweden, and the UK have witnessed significant challenges due to radical Islam. From violent attacks to societal tensions, these nations provide case studies on the impact of radical ideologies.

Survey Insights

Surveys among Western Muslims reveal concerning trends. A significant percentage supports the implementation of Sharia law, sympathizes with terrorist actions, and holds conservative views on issues like gender equality. These findings underscore the need for targeted interventions.

Proposed Solutions

Deportation

One proposed solution is the deportation of individuals who refuse to integrate or actively promote radical ideologies. While controversial, proponents argue that this measure is necessary to protect Western societies.

Oath of Allegiance

Implementing a strict oath of allegiance to the host country could help ensure loyalty. Those who fail to uphold this oath should face legal consequences, including deportation.

Addressing Radical Preachers

Stopping the influx of radical preachers and addressing those already present in Western countries is crucial. This would help curb the spread of extremist ideologies and allow for the emergence of more moderate voices.

Re-education Programs

For individuals holding radical views, re-education programs focused on tolerance and respect for democratic values could be beneficial. These programs would aim to integrate individuals into society while preserving the core values of the host country.

Conclusion

Addressing the threat of radical Islam in Western societies requires a multifaceted approach. By implementing strict policies on integration, deportation, and re-education, Western countries can protect their values while fostering a more inclusive and secure society.

FAQs

  1. What are no-go zones? No-go zones are areas where local laws are often disregarded, and radical ideologies can flourish, creating enclaves resistant to integration.

  2. How can Western societies balance integration and multiculturalism? Balancing integration and multiculturalism requires policies that promote assimilation while respecting cultural diversity, ensuring that core democratic values are upheld.

  3. What is the role of ex-Muslims in this debate? Ex-Muslims provide unique insights into the internal dynamics of radical ideologies and highlight the challenges faced by those who leave the faith.

  4. Why is deportation considered a solution? Deportation is seen as a means to remove individuals who pose a threat to societal values and security, ensuring that only those committed to integration remain.

  5. How effective are re-education programs? Re-education programs can be effective in promoting tolerance and democratic values, helping individuals integrate more fully into society.

Thursday, May 30, 2024

A short life sketch of Mohammed - The Koran and the kafir : Islam and the infidel

 

A short life sketch of Mohammed  - The Koran and the kafir : Islam and the infidel

A short life sketch of Mohammed  - The Koran and the kafir : Islam and the infidel




CHAPTER 21

A SHORT LIFE SKETCH OF MOHAMMED 117

daughter of Abu Bakr, a close disciple of Mohammed. Ayesha, according to many was Mohammed's most favorite wife.

Mohammed's Wives:

A SHORT LIFE SKETCH OF MOHAMMED

Mohammed was born in the year 570 A.D. His father had died a few months before his birth. He lost his mother when he was about six years of age. Mohammed was brought up by his uncle.

Financially Mohammed was very poor. Some say that Mohammed was illiterate but opinions differ on this. Education or no education, Mohammed was very intelligent and wise. He was thoughtful and meditative.

It is said that Mohammed was of medium build and not too tall or short. Since no formal pictures of Mohammed are available, one has to go by descriptions of Mohammed written by his followers. Mohammed was handsome, had a large head with black thick hair, wide forehead, heavy eyebrows and large black eyes with slight redness on the sides and long eyelashes. He had a fine nose, well spaced teeth and a thick beard, wide chest and shoulders, light colored skin and thick palms and feet.

Mohammed was married by Khadija Bibi, his employer and 15 years his senior. At the time, Mohammed was twenty- five years old. Mohammed was Khadija Bibi's third husband; the lady was a widow when she married Mohammed.

Khadija Bibi was wealthy and after marriage with her, Mohammed lived in comparative luxury, for the first time in his life. They had several children, both boys and girls. The boys did not live long and the girls were given away in marriage. They adopted a son named Zayed after their sons died.

Khadija Bibi died when Mohammed was about 49 years old. Between the ages of 49 and 63, after Khadija died, the prophet married thirteen wives. The names of eleven are given below. At the age of 52 Mohammed married Ayesha, a girl of six (some say nine) years of age. Ayesha was the

116

1 Khadija Bibi

2 Sauda Bibi

3 Ayesha Bibi

4 Hafna Bibi

5 Safia Bibi

6 Umme-Habiba Bibi

7 Umme-Salma Bibi

8 Moyumuna Bibi

9 Zainab bint Jahsh Bibi

10 Zainab bint Khuzaymah Bibi

11 Juwairya (Zudia) Bibi


Zainab, daughter of Jahsh was initially married to his adopted son Zayed. But one day the prophet 'beheld in a loose undress, the beauty of Zainab, and burst forth into an ejacula- tion of devotion and desire. The servile, or grateful, freeman understood the hint, and yielded without hesitation to the love of the benefactor'. Zayed divorced Zainab so that Mohammed could marry her.

Among Mohammed's concubines were Rehana and Mary (also known as Mariam). Mary was a Christian slave girl presented to Mohammed whereas Juwairya and Rehana both were Jewish girls captured in battles with the Jews. Juwairya eventually married the prophet and gave up her Jewish faith. Rehana did not agree to give up her Jewish faith and would rather live as a concubine against her own will, than marry the prophet. Both Juwairya and Rehana had lost their men folk in the battles with the Moslem followers of Mohammed.

Among the many battles that the prophet of Islam fought with his enemies, the kafirs, the more wellknown are the following:

Battle of Badr: the Qurayza were defeated. (624 A.D.)

Battle of Uhud: the Moslems were defeated. (625 A.D.)

War of the ditch: Meccans attack the Moslems and the attackers are driven off. (627 A.D.)



118 THE KORAN AND THE KAFIR

Battle of Khaybar: the Jews are defeated. (629 A.D.)

In the year 627 A.D. the Jewish tribe of Qurayza was raided by Mohammed. Some 700 men were beheaded. Edward Gibbon writes in his famous book, 'The Decline and Fall of the Roman Empire': "...seven hundred Jews ere dragged in chains to the market-place of the city; they descended alive into the grave prepared for their execution and burial; and the apostle beheld with an inflexible eye the slaughter of his helpless enemies. Their sheep and camels were inherited by the Musulmans: three hundred cuirasses, five hundred pikes, a thousand lances, composed the most useful portion of the spoil."

All the Jews that survived the battle of Khaybar were also put to the sword in 629 A.D.

It was in 630 A.D. that Mecca was taken by Mohammed. The entire population was converted to Islam and the Kaaba established as the religious center of Islam. All kafirs were forbidden entry into Mecca.

The Moslem year starts from 622 A.D. This is the year of HIJRA or flight of Mohammed and his followers to Medina. Mohammed believed that he was poisoned by a Jewish woman as revenge after the battle of Khaybar. During the last four years of his life, his health declined, epileptic fits became more frequent, his other infirmities increased. died in the year 632 A.D., June 8.

He

During the twenty-four years of his marriage with Khadija Bibi, the youthful prophet abstained from the right of polygamy and just before his impending death he liberated his slaves: seventeen men and eleven women. Till the third day before his death he regularly performed the function of public prayer. Gibbon says in his book: "In spite of his polygamy Mohammed left no heir. In 655 or 656 A.D. his son in law, Ali, became Commander of the Faithful, but his descendants did not retain power".

The Koran and the kafir : Islam and the infidel : all that an infidel needs to know about the Koran but is embarrassed to ask by Ghosh, A

Why was Gandhi a supporter of the Muslim community? 

(Prof. K.S. Narayanacharya has given some indications in his book...)

Everyone knows this fact - Nehru and Indira belonged to the Muslim community. But very few people know about Gandhiji's caste roots...!! Let's take a look at the reasons they give...!?

1. Mohandas Gandhi was the son of Karamchand Gandhi's fourth wife Putlibai.

Putlibai originally belonged to the Pranami sect. This Pranami sect is an Islamic organization in Hindu guise...

2. Mr. Ghosh's book "The Quran and the Kafir" also mentions Gandhi's origin...

Mohandas Gandhi's father Karamchand worked under a Muslim landlord. Once he stole money from his landlord's house and ran away. Then the Muslim landlord took Karamchand's fourth wife Putlibai to his house and made her his wife. At the time of Mohandas's birth, Karamchand Gandhi remained hidden for three years.

3. Gandhiji was born and brought up among Gujarati Muslims.

4. All the expenses of his schooling till college (London Law College) were borne by his Muslim father!!

5. Those who got Gandhi's legal practice and advocacy done in South Africa were also Muslims.

6. In London, Gandhi was a partner in the Anjuman-e-Islamia institution...

*So, it is not surprising to note why Gandhiji had pro-Muslim inclinations...!?*

That was Gandhi's last stand: ✒️

☆ "Even if Hindus are killed by Muslims, Hindus should keep quiet and not get angry with them.

☆ We should not be afraid of death.

Let us die a heroic death."

What does it mean?

Gandhiji did not adopt a Hindutva stance at any stage of the freedom struggle. He repeatedly spoke in favour of Muslims.

When Bhagat Singh and other patriots were hanged, Gandhiji refused to sign the petition not to hang them.

We should note that Anne Besant herself condemned it...

Some more stands of Mohandas Gandhi ::

1. Defended Abdul Rashid, the murderer of Swami Shraddhanand...

2. He supported the Muslim Khilafat movement in Turkey. Due to which Dr. Hedgewar broke off his relations with Gandhi and founded the RSS..!

3. Even though Sardar Vallabhbhai Patel had absolute majority, Gandhi made a staunch Muslim Jawaharlal Khan Nehru the Prime Minister..!!

By fooling the then 40 crore Indians, the title of Pandit was added to the name of that Muslim, so that the foolish and ignorant Hindus could be made mad...!!

4. He also went on a hunger strike to demand Rs 55 crore for divided Pakistan..!!

5. Always appeased the Muslims and insulted the Hindus...

Hindus were considered low class citizens in India...!! Which is being continued even today by its Gandhian politicians...!!

🙏 Vande Bharatam

_The above statement is based on truth, please do not consider it false. If necessary, refer to the above mentioned book:

You can go to any library and study "The Quran and the Kafir"...


 The Koran and the kafir : Islam and the infidel : all that an infidel needs to know about the Koran but is embarrassed to ask

by Ghosh, A

The Koran and the kafir

The Koran and the kafir

The Koran and the kafir

The Koran and the kafir

The Koran and the kafir


Was Gandhi born a Hindu?

Who is the Father of the Nation Mahatma Gandhi?

Is Feroze Gandhi related to Mahatma Gandhi?

गांधींचा जन्म हिंदू होता का?


What is the background of Mahatma Gandhi's father?

What is Mahatma Gandhi's father name? - Quora

Is Mahatma Gandhi the father of the nation declared ...

Was Mahatma Gandhi a Muslim? - Quora

Does Mahatma Gandhi really deserve to be called ...





selective as in Islam. The Sufis did succeed considerably in the enterprise and the Hindus became the disciples of these Sufis in great numbers. In many instances, a Sufi had more Hindu followers than Moslems.

The main body of the Moslems did not accept the Sufis as their religious leaders. However, for 'other reasons' they were tolerated by the Moslem king or 'amir-ul-mominin'. In the case of the fundamentalist kings like Aurangzib, this did not work out. Aurangzib executed the renowned Sufi Sarmad during his reign.

When the time for final onslaught came, the Sufis were no where to be found. Behold! They were on the side of the Moslem attackers who were being directed by the Sufi holymen themselves, along with the usual fire-belching mullahs that accompanied the invaders. The Sufis showed the invaders the places to loot, edifices to destroy, and any secret hiding places that the kafirs might have. This in the end, and at great sacrifice, opened the eyes of the kafirs and the influence of the Sufis among the kafirs dwindled. But by then great chunks of the kafir territory had been annexed by the Moslems.

DANGER 3:

Of all three, this is the most dangerous source of turmoil.

There is a breed of kafir leaders who claim to represent the interests of the kafirs, but in reality they look after their own interests as well as the interests of the Moslems, letting down the kafirs every time. Mahatma Gandhi and Pandit Nehru were such leaders. India's current prime minister Indira Gandhi is another example.

Mahatma Gandhi was born and brought up among the Moslems of Gujarat'. His entire education from schools in India to Law college in London was paid for by his Moslem guardian. His business in South Africa was also established at the Moslem's expense. Gandhi was hired by a wealthy Moslem businessman in South Africa. His entire educational life was spent living among the Moslems. In London, he was part of the Anjumane Islamiah which later developed into Muslim League. His knowledge of Hindu scriptures was superficial at best.


In order to bring the Hindus and the Moslems together, Gandhi used to introduce Islamic tenets into Hindu prayers. The Moslems hardly attended his prayers and refused out of hand any such mixing of the two religions in his prayers. In one of his post-prayer speeches delivered on 6th April, 1947 (the year India was partitioned), he said: "Hindus should never be angry against the Moslems, even if the latter might make up their mind to undo even their existence. If they put all of us to the sword, we should court death bravely. We should never fear death. We are destined to be born and die; why should we feel gloomy over it? If all of us die with a smile on our lips, we shall enter a new life. We shall originate a new Hindusthan."

Gandhi supported the Khilafat movement. It must be recalled that the Khilafat (or Caliphate of the Turkish king, after the first world war) was totally unworthy of support of the progressive Moslems. Kemal Ataturk established this fact by abolition of the Khilafat. The abolition of the Khilafat was widely welcomed by enlightened Moslem opinion the world over and Kemal was the undoubted hero of all young Moslems fighting against Imperial domination. But Gandhi used to frequent the most fanatic type of Moslems and he gave his full support to this movement. The apostle of non-violence sent an invitation to the king of Afghanistan to attack India to rid the country of all kafirs. Gandhi was ignorant of the fact that the first four Caliphs were the real ones and the rest were spurious.

The forcible conversion of Hindus was happening all over India at this time, and for the first time a Hindu monk came up reconverting them back to Hinduism, a deed that was neglected by the Hindu religious leaders for many years. The name of this monk was Swami Shraddhananda. The Moslems could not tolerate this kind of re-conversion and one day one Moslem young man, one Abdul Rashid murdered the monk. The Moslems all over the country were jubilant. One Asaf Ali came forward to defend the assassin but his guilt was estab- lished and Abdul Rashid was hanged by the British. Later, Pandit Nehru hired this Asaf Ali as India's ambassador to the United States.

Mahatma Gandhi, who had not assented to put his signature to a petition for saving the lives of great patriots like Bhagat Singh and others, because they took part in violence, and had also for the same reason called Shivaji, Rana Pratap and Guru Gobind Singh, all Hindu heroes, as 'misguided patriots', did not however, look upon Rashid's act in that light. No one had ever heard Mr. Gandhi denounce the acts of bigotry of Aurangzib or Shah Jahan either.

Gandhi took the murderer Suhrawardy under his wings when Suhrawardy was sought by the young men of Bengal to avenge the gruesome murder of Haren Ghosh (see page 64).

Gandhi gave his full support to Ali Brothers who had more than once affirmed their loyalty to the doctrine of Pan- Islamism.

Mahatma Gandhi's sayings in the wake of the Moplah2 riots in Kerala are noteworthy. Moplahs had originally rebell- ed against the British but the British repressed them savagely. Moplahs, defeated and frustrated, now turned their wrath against the unsuspecting Hindus; for the Hindus, in their eyes were as much kafirs as the British. The Hindu who had lost himself in chanting 'Hindu Muslim Bhai Bhai' (Hindus and Moslems are brothers), was attacked by the Moslem chanting 'Allahu-Akbar' (Allah is great, the battle cry against the ka- firs). The number of Hindus murdered was 3000; the number of those forcibly converted, over 20,000 and property looted about Rs30 million. There was no end to molestations and abductions of Hindu women.

Dr. Annie Besant stated: "They murdered and plundered abundantly, and killed or drove all Hindus who would not apostatize. Somewhere about one hundred thousand people were driven from their homes with nothing but the clothes they had on, stripped of everything...Malabar has taught us what Islamic rule still means, and we do not want to see another specimen of the Khilafat Raj in India. How sympathy with the Moplahs is felt by the Muslims outside Malabar has been proved by the defense raised by them for their fellow believers, and by Mr. Gandhi himself, who stated that they had acted as they believed that religion taught them to act. I felt that this is true; but there is no place in a civilized land for people who drive away out of the country those who refuse to apostatize from their ancestral faiths."

In reference to Moplah rioters, Gandhi said: "They are a brave God-fearing people who were fighting for what they consider as religion, and in a manner which they considered religious."

Gandhi had assured all Indians at the time of partition that India could only be divided over his dead body. The gullible kafirs found him still alive and well although the country was divided and millions murdered in the process.

Gandhi's Islamic upbringing, however, was clearly evi- dent in his sexual aberrations. He used to sleep with multiple women, mostly very young, completely nude. The practice was kept a secret for a long time but finally was found out at the Sabaramati Ashram. He gave up beating his wife Kasturba only on his arrival in India. Gandhi practised the Islamic tenet of beating the wife on a regular basis when he was in South Africa.

The upbringing of Pandit Nehru was entirely Islamic and he was proud of the fact. His name Jawaharlal Nehru was Persian and Islamic. He used to boast that he was culturally Islamic and a Hindu only by accident. He used this accidental fact over and over again as his claim to the leadership of the Hindus in his encounters with the Muslim League led by Mohammed Ali Jinnah and every time he let the Hindus down.

Once after the country was divided and an orgy of murder, arson and rape was continuing on the Pakistani side of the border and Hindu and Sikh refugees were streaming in, the Pandit declared over the radio that all refugees should forgive the Moslems for all that the Moslems had done to them and not think of revenge. The radio broadcast was heard in all refugee camps in Delhi, Amritsar, Ludhiana, Jullunder, etc. Next morning, Nehru accompanied by Indira Gandhi, his daugh- ter went to visit one of the camps. Indira Gandhi was just behind Pandit Nehru and a very old man, an octogenarian, touched the hand of Indira Gandhi, a girl of his grand- daughter's age. Nehru flared up and slapped the old man, an eminent businessman from Lahore, who was now a pauper.

Moslems.

Instead of getting angry, the old man laughed out loud to Nehru's face and said: "You spoke over the radio last night and advised us not to be revengeful but forgiving toward the Your daughter is like my grand-daughter; you yourself are like my son in age. What did I do wrong in touching the hand of your daughter to attract your attention? You flew into a rage and slapped me! And you advised me over the radio to calm my anger? Do you know, three of my daughters were taken away by force by the Moslems from my home and I should not be angry? What gives you the right to slap me just for touching your daughter?" The Moslem-loving Pandit moved away like a dog with his tail between his legs.

The Hindus 'must' avoid choosing false leaders. Leaders who make use of their political position to advertise their own idiosyncrasies are not good leaders. Morarji Desai was one such leader who advertised his urine therapy as soon as he became India's prime minister. Until then, he had never mentioned it. One wonders what prime ministership has got to do with urine therapy? Some think that Gandhi, Nehru and Desai behaved in such shameful way in order to get recogni- tion from the public.

Aurangzib used to destroy the Hindus' houses of worship, their schools and libraries with the help of his army. Nehru did the same in a much more refined way. When the Nagarjunsa- gara Dam was completed and it was going to be filled up with water, Nehru at the advice of some of his Moslem secretaries, raised the level of water much above the level initially fixed by the engineers. This was done to drown a lot more Hindu temples than were originally estimated. He had no empathy for the ancient heritage of the Hindus having been brought up in Islamic atmosphere himself. He read about the ancient glory of the Hindu civilization in later years and used to boast of having discovered India himself in his late life.

Nehru gave away an Indian enclave to Pakistan without first getting the approval of the Indian Parliament3. When the Pakistanis attacked India without any provocation and India sustained heavy losses, Nehru threw in Hindu and Sikh soldiers to protect the Moslem inhabitants of Kashmir from the attack of the invaders. Eventually, the Indian army pushed back the Pakistanis and just when the Indian army was to launch a punishing attack on the Moslems, Nehru stopped the Indians and went to settle the dispute to the United Nations Assembly. Since then, the problem has lingered and Nehru succeeded in getting the Hindus in a situation that no pandit worth his name should have done.

Pandit Nehru's fraternising with the Moslems was pheno- menal. In fact, people used to say that in the whole of India, there was only one nationalist Moslem and that was Pandit Nehru. The implication was that the real Moslems were NOT nationalists but fundamentalists, who were Moslems first and Indians second.

Indira Gandhi, the current prime miniter has also more Moslem family friends than Hindus. She hates to be identified with the Hindus on whose support she has become the prime minister. She had once declared that she would hate to have a Hindu as her husband. It is only for political reasons that of late she has started visiting Hindu temples. Her son Sanjay Gandhi (alias Sanjeev) was circumcised like a Moslem child.

When the 90,000 Pakistani soldiers surrendered to the kafir army of India, Indira Gandhi fed these ruffians and lodged and clothed them, for months, instead of trying them for having killed innocent kafirs in East Pakistan, raping their women and burning their homes, nearly three million of them. She did not bring any charge against the captured soldiers and their generals. Everyone was released and let go back to Pakistan scot free while the Hindu and Sikh soldiers that Pakistan had captured, were mostly murdered by Pakistan in the prison camps and very few were returned.

Indira Gandhi allowed Moslem infiltrators to come to India from Bangladesh and gave them citizenship papers while the bonafide Hindu refugees from Islamic Bangladesh did not receive any welcome. Her treatment of the Hindu refugees leaves much to be desired. This is in stark contrast with the treatment of Moslems who had left India at the time of partition but came back later. These turn-coats were welcom- ed with open arms in Kashmir and elsewhere.

Another Moslem gentlemen, who was a family friend of the Nehrus, was one Syud Husain. He had once eloped with Indira's aunt Vijay Lakshmi Pandit, who later occupied the highest post of the United Nations. This Syud Husain was later hired by Nehru in the Indian Foreign Service and made India's ambassador to Egypt. When, he died, the government of India erected a mausoleum in his honor in Cairo. On the other hand, not even a small brick pillar has been built by the Nehru or Gandhi government of India for the three million kafirs murdered in East and West Pakistans by the Moslems of West Pakistan.

Consider the case of the 50 new mosques which currently are being built in one of the holiest Hindu cities of India, Mathura. It is here that the Krishna temple was destroyed so many times by Aurangzib and Ahmed Shah Abdali. Hindus have rebuilt the temple at an adjacent place, as the old foundation could not be built upon, the Moslems having built a mosque on the old emplacement. The mosque could have been destroyed by the Hindus too as it is a Hindu city and very few Moslems live there today. But the Hindus did not do that. They left the mosque in peace and built a new Krishna temple near the old site.

The other day Rukmini Arundale met Mrs. Gandhi. She had two requests to make to the P.M. She said that the government of India should assess the Saudi money entering the country to subvert the Hindu culture. She also asked the P.M. to find out if Saudi petrodollars were financing the construction of fifty new mosques in Mathura. The P.M. was not even aware of these goings on and a quick inquiry revealed that it was indeed a fact that the Saudis were financing mosque building in Mathura.

Now, the fact is that the mosque once built by Aurangzib remains mostly unattended in Mathura. There are not too many Moslems in this heavily populated Hindu city. What are the Moslems going to do with not one but fifty new mosques

there?

But from the nuisance point of view these mosques can create a lot of trouble. The Moslems are supposed to pray five times a day and thus five times fifty or two hundred and fifty times a day, the powerful microphones will blare out the Arabic chantings, creating a lot of bad blood and invading the privacy of the Hindu pilgrims. The tolerance of the kafirs is being stretched a little too far by the P.M. of India. Just to think that a kafir cannot even travel to Mecca, not to speak of building fifty or even one temple or church or synagogue there and the prime minister of India is not even aware of the serious enterprise in Mathura that is calculated to disturb the peace in a Hindu holy city! Can things become worse than that? This behavior of the current P.M. of India is due to her Islamic upbringing. A lot of harm will come to the kafirs of India from this source alone, if they are not careful.

Indira Gandhi promoted a Kashmiri Moslem to the post of India's ambassador and a cabinet minister whose capabilities can well be described by his propensity to procure prostitutes in Europe at the expense of the Indian taxpayers. This Moslem gentlemen used to draw 100 Swiss francs from the entertain- ment account every day for a prostitute when the late N. Gopalaswamy Ayyangar went to attend the Kashmir meeting in Geneva. If only poor Indians knew how their hard-earned money was being spent by a Moslem under the patronage of Mrs. Gandhi; and to think that the Koran forbids prostitution!

Another source of danger comes from the priests of the kafirs. Many of them, though supposedly priests, do not know the basic fundamentals of the Hindu faith. They have neglect- ed the lower castes of the Hindus and often subscribed to their persecution for ages.

Many of these priests are paid money to lend their services to undertake enterprises calculated to erode the Hindu society. Rama Krishna Math of Madras is one such organisation. For money received from the government of India, this organisation publishes and distributes the teachings of the Koran to the Hindus and other kafirs. The teachings are misleading and written up to resemble Hindu teachings. The book entitled 'Thus Spake Prophet Muhammad published by the Rama Krishna Math does NOT present the true injunctions of the Koran that refer to the kafirs. The book has been presented as a benign book, preaching precepts that are similar to the techings of the Buddha, Lord Krishna and other Hindu incarnations.

Perhaps the most surprising thing, is that none of these Hindu kafir monks have read the Koran but glibly proclaim that Islam preaches the same kind of message that one receives from the Bible or the Tripitaka (the holy book of the Buddhists) or the Vedas of the Hindus. Most of these monks 'pretend to have read the Islamic holy books. In reality they are too lazy to delve into Allah's injunctions for if they did, they would have found out that the first thing Allah wants is to decimate these priests who have placed rivals of Allah for their worship. In fact, these Hindu kafir monks are really cheating their community and misguiding the Hindu kafirs who listen to them.

The Moslems like everyone else-respect the strong. The saying goes: "Mushalam manati yah sah Mushalmanah asti" which means that Moslem respects the clout or 'mushalam' and so he is called a 'mushalman'.

Nehru and Mahatma Gandhi failed to be strong with the Moslems. They were incapable of planning wisely, daring boldly and achieving strenuously or of wresting victory from the jaws of defeat by desperate effort or heroic endurance. Whenever the going got tough, Nehru went to Lord Mount- batten or to the United Nations and Gandhi fasted. In spite of a few dams and steel mills which were built by the foreigners anyway like the movie "Gandhi", the fact remains that Nehru and Gandhi together have saddled India's kafirs with un- necessary problems which of course they have to solve now by themselves. The mitigating factor, is the absence of these two 'holier than thou' politicians. That, itself might make matters easier.

Swami Vivekananda had said: "For instance, the Moham- medan religion allows Mohammedans to kill all who are not of their religion. It is clearly stated in the Koran. "Kill the infidels if they do not become Mohammedans." They must be put to fire and sword. Now if you tell a Mohammedan that this is wrong, he will naturally ask. "How do you know that? How do you know it is not good? My book says it is." You say your book is older; there will come the Buddhist, and say, my book is much older still. Then will come the Hindu, and say, my books are the oldest of all. Therefore, referring to books will not do...

"No amount of books can help us to become purer. The only power is in realisation, and that lies in ourselves and comes from thinking. Let me think. A clod of earth never thinks; but it remains only a lump of earth. The glory of man is that he is a thinking being. It is the nature of man to think and therein he differs from animals. I believe in reason, having seen enough of the evils of authority, for I was born in a country where they have gone to the extreme of authority."

It is therefore extremely important for the kafirs to learn about Islam and its attitude toward them. Any attempt to protect the life, limb, culture, and property of the kafirs should start from an adequate knowledge of the edicts of Islam. Thus knowledge of the Koran is very important to the kafir, not only as a source of general knowledge but also as a means for survival.

There are strong indications that the Moslem countries of west Asia have laid a deep-seated plot to Islamise India before the Hindus and other non-Moslems of the subcontinent wake up to the fact. The half-Islamised current rulers of India and some misguided Hindu religious organisations are at work to help the Moslem Arabs in their sinister enterprise. The Moslem residents of India, who overnight have become cham- pions of secularism, are like a dagger poised at the heart of the darul-Harb, that is India. Time for action and organisation

has come.


Footnotes

Some say that Gandhi's natural father was the Moslem employer of Gandhi's father. Gandhi's father used to work for a Moslem landowner and had stolen money from the cash box and had fled. He was a fugitive for three years and his wife was taken over by the Moslem landlord and placed in his harem. Gandhi was born during this period when his father was a fugitive. There are people who assert that Gandhi's father used to come inside the harem like a thief to sleep with his wife, and he indeed was the true father but that seems to be highly unlikely. However! Gandhi had promised to his mother to be a strict vegetarian. This promise he kept all throughout his life. Otherwise he was a servant of Islam in his political dealings.

Moplahs are Moslems from the Malabar area in Kerala, South India.

Berubari was ceded to East Pakistan without previously asking the opinion of the residents of Berubari. Pandit; a learned man.

Dark thoughts cross many minds at the uncanny likeness of Sanjay with one Mohammed Yunus, a family friend of the Nehrus. Like Yunus, Sanjay too had a hot temper and inclination toward breaking the law. Sanjay had a clash with the British law and he changed his name from Sanjeev to Sanjay then to get out of the law's reach. A son of Yunus (Shahriyar by name) is still serving sentence in a US prison. Sanjay had a balding pate like Yunus has. The other brother, Rajiv is of an entirely different disposition and physical appearance. Sanjay's marriage took place in the house of Mohammed Yunus and at Sanjay's death, Yunus displayed publicly his uncontroll- able grief when he sobbed and wept relentlessly.

The Moslem diplomat's name is Mohammed Shafi Qureshi. Qureshi is an honorable name is Islam.

Sunday, May 12, 2024

Does the Hubble expansion affect humans?

 


The Immense Stage: Does the Hubble Expansion Affect Us?

The vastness of space holds mysteries that both inspire and humble us. One such concept is the Hubble expansion, the idea that the universe itself is stretching, causing galaxies to drift further apart over time. It paints a picture of a dynamic cosmos, forever in flux. But does this grand cosmic ballet have any bearing on our lives here on Earth? The answer, like the universe itself, is surprisingly nuanced.

The Scale of the Stretch: Beyond Human Experience

The key to understanding the impact of Hubble expansion lies in its scale.Galaxies, the building blocks of the universe, reside at immense distances, often millions or billions of light-years apart. A light-year, itself a mind-boggling unit, represents the distance light travels in a year, roughly 9.5 trillion kilometers. On this grand scale, the expansion becomes significant. Imagine placing dots on the surface of a balloon and inflating it. The dots (galaxies) move further apart as the balloon (space) expands, but the dots themselves remain largely unaffected.

Similarly, the Hubble expansion doesn't tear apart objects bound by gravity, like our solar system or even our Milky Way galaxy. The gravitational pull between the sun and its planets, or between the stars and gas clouds within our galaxy, is far stronger than the influence of the universe's slow stretch.

The Speed of Separation: A Glacial Pace

Furthermore, the rate of expansion is incredibly slow on human timescales. Current estimates suggest the universe is expanding at a rate of around 70 kilometers per second per megaparsec (a unit of distance equal to millions of light-years). This might seem like a significant number, but put it in context:

  • Oversized Units: We don't experience these massive distances in our daily lives. The nearest star, Proxima Centauri, is a mere 4.2 light-years away. At the rate of expansion, it would take tens of billions of years for it to move even a millimeter further from our sun.
  • Galactic Pace: Even on a galactic scale, the effects are gradual. Our Milky Way galaxy is roughly 100,000 light-years across. Over billions of years, the expansion might cause the galaxy to stretch by a small percentage, but its overall structure remains stable.

The Big Picture: A Cornerstone of Cosmology

While the Hubble expansion might not directly impact us, it holds immense significance in understanding the grand narrative of the universe. Here's why it matters:

  • Cosmic Age: By studying the rate of expansion and rewinding the clock metaphorically, cosmologists can estimate the universe's age. Current estimates place it around 13.8 billion years old, a humbling perspective on our place in time.
  • Origin Story: The theory of inflation, a period of rapid expansion in the universe's very early stages, is linked to the Hubble expansion. Understanding the expansion helps us piece together the sequence of events that led to the universe we see today.
  • Future Fate: The nature of dark energy, a mysterious force believed to be accelerating the expansion, is crucial in determining the ultimate fate of the cosmos. Will the universe continue to expand forever, or will it eventually collapse in on itself? The Hubble expansion is key to unraveling this mystery.

The Human Connection: Awe and Inspiration

Although the Hubble expansion doesn't directly affect our physical existence, it has a profound impact on our sense of wonder. We are inhabitants of a vast and dynamic universe, a stage far grander than anything we could have imagined. The realization that we are part of this ongoing cosmic story ignites curiosity and inspires us to push the boundaries of our knowledge.

The study of the Hubble expansion fuels our quest to understand the fundamental laws that govern the universe. It compels us to develop sophisticated technologies like telescopes and spacecraft to peer deeper into the cosmos. In a way, the Hubble expansion is a constant reminder of the vast potential that lies beyond our immediate experience.

In conclusion, the Hubble expansion might not be a force we feel in our daily lives, but it serves as a crucial cornerstone of cosmology. It shapes our understanding of the universe's age, origin, and ultimately, its fate. By studying this grand cosmic dance, we not only gain a deeper appreciation for our place in the cosmos but also embark on a thrilling journey of scientific discovery.

Monday, May 6, 2024

Share news DB Realty plans

 वक्ता: DB रियलिटी कंपनी ने क्यूआईपी मार्ग से 920 करोड़ रुपये जुटा लिए हैं। DB रियलिटी के उपाध्यक्ष और प्रबंध निदेशक शाहिद  अब हमारे साथ जुड़े हैं ताकि वे जुटाई गई राशि के बारे में विवरण चर्चा कर सकें। शाहिद, आपको शुभ अपराह्न और एक समय के बाद बात करके अच्छा लगा। क्या आप हमें इस जुटाई गई राशि के बारे में थोड़ा बता सकते हैं? आप कितना जुटाना चाहते हैं? ये धन किस उद्देश्य के लिए होगा? इसका कितना हिस्सा विकास के उद्देश्यों में और कितना कर्ज कम करने के लिए होगा?


शाहिद: तो हम पहले ही 920 करोड़ रुपये किया हैं क्यूआईपी मार्ग से इस उस चोंपी बाजार के बावजूद, लेकिन हमें इंवेस्टर्स का समर्थन मिला। अधिकांश ग्लोबल निवेशकों का समर्थन था और वह अब हमारे पीछे है। इस धन को हम अब DB रियलिटी में विकासीय पूंजी के रूप में उपयोग करेंगे। हम पहले ही ऋणमुक्त हैं, तो हमारे पास DB रियलिटी स्तर पर कोई कर्ज नहीं है। हमारे प्रोजेक्ट स्तर पर बहुत ही अल्पकालिक कर्ज है जो अगले वित्तीय वर्ष में पूर्णतः या अधिकांश वापस किया जाएगा। इसलिए सार्वजनिक स्तर पर अगले वित्तीय वर्ष भी हम कर्ज मुक्त होंगे। यह धन जो हमने जुटाया है, हम अपने प्रोजेक्ट्स के लिए विकास पूंजी के रूप में उपयोग करने की योजना बना रहे हैं। तो, आप जानते हैं, अन्य असली रियल एस्टेट विकास कंपनियों की तरह जिनके पास उनके प्रोजेक्ट्स का पांच, सात, आठ साल का जीवनकाल होता है, हमारा मॉडल अलग है। हम मुख्य रूप से डेवलपर्स के डेवलपर हैं, तो हम मुख्य रूप से वहां की भूमि प्रदान करते हैं जो हमारे साथ काम करते हैं। तो जैसे प्रेस्टीज, अब L&T, आदानी रियलिटी भी हमारे साथ एक प्रोजेक्ट के साथ है और समान एलजी प्रॉपर्टी। तो हम इन आखिरी डेवलपर्स के साथ काम करते हैं, हम अपनी भूमियों को या उन भूमियों को जो हम विकास के लिए लेते हैं, उन्हें विकास के लिए लाते हैं और एक वर्ष और एक वर्ष और आधा हम अपनी पूंजी को पुनः चक्रवात करने के लिए सक्षम होते हैं।


वक्ता: समझा। शाहिद, यहां कुछ सवाल हैं। इस पूरे पैसे का मैं मानता हूं कि DB रियलिटी के लिए होगा न कि बिखेरे हुए आतिथ्य के लिए, सही है?


शाहिद: हां, तो हम इसे ऐसे उपयोग नहीं करने का इरादा नहीं कर रहे हैं, हम ऐसे किसी सहायता के लिए प्रदान करेंगे, लेकिन यह शर्त पर है कि पैसा हमें लौटाया जाए। यह एक। दूसरा यह है कि, आप जानते हैं, हमें अब आनुवृत्ति की एक धारा है। तो इस वर्ष से हमारे पास करीब 250 करोड़ की आनुवृत्ति होगी जो मीरा की भूमि के किराए पर आएगी और दो साल बाद, हमें DB रियलिटी में करीब 15 से 1600 करोड़ की आनुवृत्ति के रेंटल यील्ड के रूप में मिलेगा। तो यह सभी किराया यील्ड हमें उन्नति पूंजी के लिए आवश्यक नहीं है, लेकिन हम आगे जाने में इसे स्थानांतरित करना चाहेंगे।


वक्ता: अच्छा। शाहिद, आगले एक से दो साल में DBT की क्या योजना है? क्या आप मुख्य रूप से मुंबई बाजार पर ही ध्यान देंगे या किसी अन्य खिलाड़ियों के साथ और ज्वेंटर विचार कर रहे हैं क्योंकि इसमें एक या दो साल में बहुत से खिलाड़ी प्रवेश कर रहे हैं? आपको प्रेस्टीज आदि जैसे दक्षिणी खिलाड़ियों के साथ और कोई JVS करने की योजना है?


शाहिद: तो हम पहले ही प्रेस्टीज के साथ काम कर रहे हैं। आप जानते हैं, विकासीय मूल्य (जीडीवी), एक शब्द जो डेवलपर्स द्वारा उपयोग किया जाता है, हम मुंबई में प्रेस्टीज के साथ लगभग 70,000 करोड़ के प्रोजेक्ट्स कर रहे हैं निर्माणाधीन हैं। अन्य डेवलपर्स के साथ हम गोद्रिज के साथ काम कर रहे हैं, हमारा एक प्रोजेक्ट चल रहा है जो वर्तमान में 6,000 करोड़ के प्रोजेक्ट्स के रूप में है निर्माणाधीन। लीएण्टी के साथ भी हम बड़े प्रोजेक्ट पर काम कर रहे हैं और हम अन्य डेवलपर्स के साथ भी काम कर रहे हैं जो मुंबई के बाहर आधारित हैं और उन सभी को हम एक विश्वसनीय संवादक के रूप में देखते हैं जो उन्हें मुंबई के अन्य किसी प्रोजेक्ट को बचा सकते हैं।


वक्ता: पहले आपने 1500 करोड़ रुपये जुटाने की इच्छा जाहिर की थी। तो क्या आपने इस कियूआईपी से 920 करोड़ के साथ और कुछ जुटाने की उम्मीद है या यह अभी फंडरेज के लिए काफी है?


शाहिद: फंडरेज के लिए इस वक्त के लिए यह है, क्योंकि मुझे लगता है कि हम इस समय किसी भी धन को नहीं जुटाना चाहते हैं। यह धन विकास के लिए जुटाया गया था, इसलिए किसी खास ऋण का प्रतिपूर्ति या किसी अन्य तुरंत निकासी के लिए नहीं था। हम इसे मूल्यवान संसाधन के रूप में उपयोग करेंगे और हमारा पूंजी पर पूर्णतः मुक्त ऋणमुक्त होने की अपेक्षा है। और आप जानते हैं, हमारी पूंजी पर अधिक अधिक लाभ प्राप्त करने की उम्मीद है, इसलिए हम इस धन का उपयोग करने में बहुत होशियार होंगे और हम ऋणमुक्त होंगे आगे चलकर। और आप जानते हैं, हमारी मान्यता है कि निर्माण व्यवसाय, कम से कम हमारे साथ, ऋण रखने की सामर्थ्य नहीं हो सकती।


वक्ता: क्या आप हमें बता सकते हैं कि DB रियलिटी वर्तमान में कितना तेजी से बिक्री कर रहा है और अगले एक या दो साल में क्या अपेक्षा है?


शाहिद: तो आप जानते हैं, हमारे व्यापार की प्रकृति हमारे साथ हमारे उत्कृष्टों के व्यापार की प्रकृति से भिन्न है जहां उनके पास तिमाही बिक्री और पूर्व-बिक्री इत्यादि होती है, हम व्यापार को नकदी के रूप में देखते हैं। इस साल हमारे पास अधिकांश नकदी थी लेकिन आगामी वर्षों में, हम उम्मीद करते हैं कि यह कम से कम 1,000 करोड़ से अधिक होगी और फिर विकास की आगे बढ़ने के लिए विकास नहीं होगा।


वक्ता: ठीक है। तो आप अगले साल ही 1,000 करोड़ रुपये की नकदी धारण कर रहे हैं। आपके पास अनबिक्रिय इन्वेंटरी और जमीन की कितनी मूल्ययन है जो आपके पास है अभी तक?


शाहिद: तो कंपनी को अंशों के रूप में मूल्यांकन किया जा सकता है, तो मैं यह कर सकता हूँ। हमारे पास कई प्रोजेक्ट्स हैं, हमारे पास 600 करोड़ एकड़ भूमि है लेकिन मैं कुछ भूमि पार्सल्स को ही लूंगा जिनमें हमें बहुत अधिकांशतः रुचि है। हमारी सबसे महत्वपूर्ण भूमि मीरा रोड की भूमि पार्सल है जिसमें विकास की लगभग 5 करोड़ वर्ग फीट की क्षमता है और आज के कैपिटल मूल्य के अधीन है। तो आप बस उसको गुणा करें और यह एक लाख करोड़ है सिर्फ एक प्रोजेक्ट में। हम शहर के कई ऐसे प्रोजेक्ट्स रखते हैं और हमारी सभी कंपनी की कुछ होती है बहुत अधिक है जो वर्तमान मूल्य के नीचे ट्रेड करती है। हम समझते हैं कि बाजार को कुछ समय की जरूरत होगी मुझे यह देखने में कि यदि कामयाबी आने के लिए कामयाबी आती है और वे नकदी की आगाहता आती है और लाभ आदि में बढ़त देखते हैं तो वे हमें बेहतर समझ सकेंगे।


वक्ता: हम यह जानने की कोशिश कर रहे हैं कि वास्तविक मूल्य क्या होगा क्योंकि आप जानते हैं, मीरा रोड जैसे स्थानों के साथ ही क्या पिछले कुछ समय में देखने की अपेक्षा की गई है। क्या आप हमें इसके बारे में थोड़ा अधिक बता सकते हैं?


शाहिद: तो हमारी सभी भूमियों का मूल्यांकन किया जा सकता है तो मैं आपको बता सकता हूं कि मैं कितना सस्ता कैपिटल जरूरत है। हमारी भूमियों का मूल्य 30,000 रुपये प्रति वर्ग फीट से शुरू होता है, लेकिन वे हमारे केंद्र में 1,00,000 रुपये प्रति वर्ग फीट के नीचे के मूल्य में होती हैं। यहां तक कि कई भूमि पार्सल्स हमें अभी भी 20,000 रुपये प्रति वर्ग फीट के नीचे के मूल्य में बेची जा सकती हैं। इसलिए बहुत ही अनामत के अवसर हैं। और हम लोग इसे कार्यान्वित कर रहे हैं। हमें यह मालूम है कि मुझे यह नहीं कहना चाहिए, लेकिन बाजार की कोई भी चर्चा करें, आपको यही कहा जाएगा कि यह बाजार कमीशन का बाजार है। और हमारी संपत्ति के बिक्री मूल्य पर आप भी अपनी संपत्ति की कोई भी तुलना कर सकते हैं और विज्ञापन के समय पर।


वक्ता: शाहिद, धन्यवाद। यह चर्चा के लिए धन्यवाद।


शाहिद: धन्यवाद।

Discussion about DB Realty's fundraising and future plans

 Number of Speakers: 2

Shahid Balva (Shahid) and Interviewer (Interviewer)

Discussion about DB Realty's fundraising and future plans



[Interviewer]: of DB Realty the company has raised 920 crores via the QIP route. Shahid Balva, the vice chairman and managing director of DB Realty, joins us now to discuss details on the fundraising. Shahid, good afternoon and good speaking to you after a while. Can you tell us a little bit about this fundraising? How much are you looking to raise? What will the funds be used for? How much of it will be put into growth purposes and how much to perhaps reduce debt?


[Shahid]: So, we have already raised 920 crores via the QIP amidst this choppy Market but you know we had the investors backing us mostly Global in investors and that is now behind us. Having raised that money, we are now going to use this as a growth Capital at DB Realty. We are already debt-free, so we have zero debt at DB Realty level. We have very insignificant debt at the project level which will also be more or less repaid next financial year. So essentially, next financial year on a Consolidated basis also we will be debt-free. This money that we have raised, we are intending to utilize this as a growth capital for our projects. So, you know unlike other real estate development companies who have a five, seven, eight-year life cycle of their projects, our model is different. We are basically a developer of developers, so we provide land to most of the developers in Mumbai who work with us. So the likes of Prestige, now L&T, Adani Realty also has a project with us and similar LG properties. So we work with these last developers, we develop our lands or lands that we take up for development like slums, bring them up to a development stage and a year and a year and a half we are able to recycle our Capital unlike normal developer who will have to wait who has to wait seven eight years our capital is back in a year year and a half and then we recycle it to other projects.


[Interviewer]: Got it. Shahid, just a couple of questions here. One is that this entire money I presume will be used for DB Realty itself and not the demerged hospitality, right?


[Shahid]: Yeah, so we are not intending to use this in, so we are not intending to use this capital for the hospitality bit. Except that in the interim so till the hospitality is companies demerged and listed we will provide support but the support is on condition that the money gets returned back to us. That is one. Second is the, you know we have a stream of annuity coming up. So from this year onwards, we will have about 250 crores of annuity coming from rent of our land in Mira and from two years hence, we will have about 15 to 1600 crores of annuity rental yield coming into DB Realty. So all that rental yield will keep on adding into the kitty which we will mostly, you know, we don't need as much as what we will as as much as the rental yield for our growth Capital but we would like to return that to shareholders in some form or the other going forward.


[Interviewer]: Okay. Can you tell us about what is the plan that DBT has over the next one to two years? Will you be largely focused in the Mumbai market itself any more JVS that you're looking to do with any other players because there are so many players now entering the Mumbai market? You know, South based players like Prestige etc. Any more JVS that you're looking at?


[Shahid]: So, we are already working with Prestige today. You know, in terms of gross development value (GDV), a term that is used by developers, we have almost 70,000 crores worth of projects ongoing with Prestige in Mumbai under construction. With other developers, we are actively working with Godrej; we have one project ongoing which is almost 6,000 crores in terms of gross development value. We have other projects in pipeline where we are in discussions with L&T. Hopefully, you know, some most of them will fructify large projects that we are working with L&T also. And we are also working with other developers who are not present in Mumbai, large developers who are based out outside of Mumbai and all of them look at us as a credible counterparty for project that they want to undertake in the Mumbai real estate market.


[Interviewer]: Right. You wanted to earlier raise 1,500 crores, right? That was the board resolution. So with this 920 crores QIP that you've done, can we expect some more coming in or this is it for fundraise right now?


[Shahid]: For the moment, this is it because I don't think we intend to raise any money at the moment. Even this money was raised for growth so it wasn't raised for any particular debt repayment or any other immediate outflow. We will use this money as a precious resource and our expectation for return on Capital is much much higher than you know other our peers. So, we'll be very judicious in using this money and we will be debt-free going forward and you know it is our belief that you know the real estate business at least the business that we are in cannot afford to have debts.


[Interviewer]: Can you help us with what is the quarterly sales run rate that DB Realty is doing right now and what does what is the expectation over the next one to two years?


[Shahid]: So, you know because the nature of our business is different from the nature of the business of our peers where they have you know quarterly sales and pre-sales etc., the way we look at this business in terms of cash flow. So, this year we had significant cash flow but coming years, that cash flow is going to keep on increasing. We are hoping that it will be at least 1,000 crores plus next year and then you know there the growth thereafter is going to be not incremental but exponential.


[Interviewer]: Alright. So you are targeting 1,000 crores of cash flow next year itself. What's the value of the unsold inventory and the land bank that you have right now?


[Shahid]: So, you know the company can be valued in some of parts. We have several projects, we have over 600 acres of land but I'll just take a few of the land parcels that we have. And our most significant land parcel is the land parcel at Mira road which has about 5 crore square feet of development potential. And today the capital values over there are about 20,000 rupees a square foot. So you just you know you multiply that and that's about a lakh crores in just one project. We have several such projects across the city and the sum of parts of our company is significantly greater than the value of the share as it trades presently. We understand that you know the market will have a little bit of time to understand maybe a quarter or two and when they see the cash flow coming in and the balance sheet becoming even more and more visible in terms of profits etc. they probably be able to understand us better.


[Interviewer]: What we're trying to understand is what the realizable value would be because you know uh the projection for what the value for Mira Road would be uh is slightly different from the kind of realizations that we've seen in recent past at a lot more premium locations like South Bombay and BKC as well. So just wanted your thoughts on what is the kind of realizations that you will see.


[Shahid]: Mira road is a stable market. We have two projects already ongoing in Mira Road and the realizable capital value today is between 17 to 20,000 rupees depending on the views location etc. These are all affordable segments so these are the apartment that we build over there are between 600 to 1200 rupees per square foot. So this is one to one and a half to two and a half crore ticket size. It is not comparable to the South Mumbai market where there are large luxury projects. Our affordable segment is doing exceptionally well so we are even in our existing projects we are seeing no slowdown the action is good and coming back to Mira road those projects will that particular one project will give us whenever we start almost about 5,000 crores of cash flow every year for the next 20 years.


[Interviewer]: We were just having this discussion with a couple of other real estate stakeholders an hour or two ago about how the MMR region is seeing huge potential in Redevelopment there are 30,000 crores worth of projects which could get into Redevelopment over the next couple of years. Would you folks at DB Realty be doing anything on the Redevelopment front I mean just trying to understand what kind of potential would it be for you?


[Shahid]: Mostly the Redevelopment is in the Mumbai region not when I say BMC limits the MMR region still hasn't does not have a capital values to support Redevelopment because there is a intrinsic cross subsidy in that model. But in the Mumbai model for example is not 30,000 there is a Perpetual for the next 20 years you will see Redevelopment happening and the number is much much bigger it's not even we we we are not even able to comprehend it maybe three lakh crore, 10 lakh crore whatever that number is but the Redevelopment opportunity is there just to give you an example we are right now in BLe we have a project with Prestige it's called the Jijamata Nagar project we've just started developing that project it's got 4 million sare ft of development potential at current Capital values that is 40,000 crores of development in one project so that 30,000 crore number maybe has a couple of zeros missing from them.


[Interviewer]: All right, that's crazy the projections that you're making here but you know just wanted to understand with regards to the portfolio going forward you have about 28 and a half million square feet in terms of a residential portfolio how much of that will be executed in the next financial year how much will be upcoming out of this where construction has not yet started?


[Shahid]: So, you know you might be referring to our corporate presentation. So the ongoing projects that you see will all get completed next year all of them literally all of them. Then there is upcoming those are projects that we will start over the next one one and a half year those are land banks that we already have own or have rights to develop. So those will be separately as in when we launch those projects with Partners. So in our ongoing projects, we already have Partners in our upcoming projects we are working with L&T very closely we are obviously working with Prestige very closely we are also in discussions with Godrej on one project. So those projects as we as time goes by in the next two three quarters we will keep on announcing the partnership with existing Partners on those projects.


[Interviewer]: Shahid, great speaking with you. Thank you so much for joining us and all the best with the plans that you have at DB Realty.